Understanding Loans: Types, How They Work, and Tips for Approval
Understanding Loans: Types, How They Work, and Tips for Approval
1 year ago
investopedia.com
🚨 STOP scrolling if you think you need perfect credit to buy a home 🚨 🏡 Buying a home is still possible — even while fixing your credit ✅ FHA Loan Facts You NEED to Know: • 💳 580 credit score = 3.5% down • 🔥 620 = access to better interest rates • 🤯 Some buyers with 620–660 are getting better rates than people with 780 • 💰 Lower down payment = keep more cash in your pocket 📉 Rates aren’t just about credit — 👉 loan type 👉 timing 👉 strategy 👉 lender programs 🎯 If you’re in your 20s, e
1:05
🚨 STOP scrolling if you think you need perfect credit to buy a home 🚨 🏡 Buying a home is still possible — even while fixing your credit ✅ FHA Loan Facts You NEED to Know: • 💳 580 credit score = 3.5% down • 🔥 620 = access to better interest rates • 🤯 Some buyers with 620–660 are getting better rates than people with 780 • 💰 Lower down payment = keep more cash in your pocket 📉 Rates aren’t just about credit — 👉 loan type 👉 timing 👉 strategy 👉 lender programs 🎯 If you’re in your 20s, e
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⚠️ FIRST TIME BUYERS & VETERANS PLEASE READ THIS Most buyers never truly understand their Loan Estimate… and some lenders know that. Here is how people get misled 👇🏽 📄 The rate looks good But they quietly charge discount points that cost you thousands. 💰 “Builder incentives” sound amazing But those credits often go right back to the lender through hidden fees. 🏠 The payment they quote you verbally Is not always the real payment once taxes, insurance, and fees are included. If you are buying
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⚠️ FIRST TIME BUYERS & VETERANS PLEASE READ THIS Most buyers never truly understand their Loan Estimate… and some lenders know that. Here is how people get misled 👇🏽 📄 The rate looks good But they quietly charge discount points that cost you thousands. 💰 “Builder incentives” sound amazing But those credits often go right back to the lender through hidden fees. 🏠 The payment they quote you verbally Is not always the real payment once taxes, insurance, and fees are included. If you are buying
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