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Best Mortgage Rates In UK This applies to the following: First time home buyer Property investors Home owners remortgaging Top 2 years fixed rates: HSBC UK & Nationwide 3.53% - 3.59%, but you must have 40% deposit. Nationwide 3.64% but you must have a 25% deposit. HSBC UK 3.96% - 3.99% but you must have 10% deposit. Top 5 years fixed rates: Barclays & First Direct 3.69% - 3.75% but you must have 40% deposit. First Direct 3.84% - 3.89% but you must have 25% deposit. Nationwide 4.14% - 4.19% but y
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