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Beneficiary Designations Explained — Primary, Contingent, and Tertiary in 60 Seconds
Most people name a primary beneficiary and stop there — but a complete beneficiary designation has three layers, and skipping the others can send your death benefit straight to probate 💡 Primary beneficiary gets paid first. If they've died, the contingent beneficiary steps in. If both are gone, the tertiary beneficiary collects. Without ...
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