Managing editor for Motley Fool Money. James has worked full-time for The Motley Fool since 2012. He's a personal finance wonk, longtime editor, former reporter, and University of Michigan alum.

Pros and Cons Open an Account Earn 0.01% APY on uninvested cash for non-Gold users and 4.00% for Gold members $0 ($1 for fractional shares; $2,000 for margin trading) 0% ($5/month for Robinhood ...