You may have options if a debt settlement no longer feels right, but the timing, paperwork and payments matter.

A borrower is in default after an extended period without making payments and failing to restore the loan to good standing.

You may have a legal obligation to repay old debts, but there are also strict limits on debt collectors' tactics.

The Johnson County Attorney's Office, along with many others across Iowa, offers a payment plan to individuals who have lost ...

Individuals offering debt resolution services to consumers in Tennessee must first obtain a license through the Tennessee ...

The U.S. Department of Education is resuming wage garnishment for borrowers in default on their federal student loans, ...

When your finances are strained, focus on maintaining stability even if keeping up with every contractual payment feels ...

Since the start of 2023, Nevada has written off more than $106 million in bad debt, money that state officials have determined is impossible or impractical to collect ...

The U.S. government posted a $145 billion budget deficit ‌for December, up 67% or $58 billion from a year earlier due to ...

New Jersey has eliminated more than $86 million in medical debt for over 53,000 residents in the latest round of relief, ...

Starting in January, the Trump administration says it will garnish the wages of student loan borrowers who haven’t been able to make their payments for at least nine months. “It’s cruel and hostile to ...

Month after month, salaries go to EMIs, essentials shrink, and families realise that what once felt temporary has become the ...