Credit counseling and debt relief are both worth considering, but one may be better than the other. Here's why.

Factors like your debt-to-income ratio, your income and existing debt all influence the interest rate on your credit card.

Bankruptcy is a serious decision with long-lasting consequences. Before taking that step, explore these six alternatives.

With credit card interest rates sitting at record highs and inflation continuing to strain household budgets, many Americans ...

When my credit card debt was sold to collections, I didn’t know what to do. Luckily, the solution was so easy that it almost ...

Start reducing your high-rate credit card debt here. Think a debt relief service, which ranges from everything from credit ...

A bill to limit the interest rate on credit cards has been introduced in Congress. The banking industry says capping rates ...

Managing debt can feel like an uphill battle. From credit card balances to medical bills, many consumers find themselves ...

BARCLAYCARD is making a big change to credit card fees for millions of customers after the Bank of England cut interest rates ...

One big problem with credit cards is if you keep using them for purchases, you may never pay off your debt. Personal loans, ...

In a bipartisan effort, Sen. Josh Hawley (R-Missouri) is teaming up with Sen. Bernie Sanders (I-Vermont), introducing a bill on Tuesday that would cap credit card interest rates at 10%.

A new report finds that people are spending more on their cards and paying down less. Financial experts offer tips for ...