A one-year certificate of deposit (CD) gives you a guaranteed return on ... National average rates for 12-month CDs stand at 1.82% as of January 21, 2025, but many banks offer much higher rates.

With rates under 1% on high-yield savings and certificates of deposit (CD) accounts in 2020, savers had little way to boost their money. But rates on both accounts surged in subsequent years ...

Using that $10,000 deposit as an example, you'll earn $651.88 upon account maturity (around $200 more than the 1-year CD). But you'll also extend your financial protection for an additional six ...

The bank offers high APYs on some short-term CDs, but they come with a steep deposit requirement FG Trade / Getty Images Wells Fargo offers a limited number of CD terms with high minimum deposit ...

Rates accurate as of January 21, 2025 In January 2022, the typical APY, or annual percentage yield, for a one-year CD sat at a mere 0.13%—a pandemic low, according to FDIC data. As of January ...

Fidelity’s CD rates are competitive with some of the best CDs, but it's important to understand how they work and their potential risks before you open one. Fidelity's CDs are safe investments ...

Currently, 1-year CDs offer some of the highest CD rates you can find across the board. The best CD rate for a 12-month CD term right now is 4.55% APY from Credit Human Federal Credit Union.

CDs are also enjoying a resurgence for the first time in nearly 20 years. According to data from the Recording Industry Association of America (RIAA), CD sales rose by 11 per cent to $537 million in ...

Mr. Grandin is a professor at Yale and the author of the forthcoming “America, América: A New History of the New World” and other books. Donald Trump won the White House twice on a promise to ...

Business Insider's personal finance team compared Synchrony's CDs to the best CD rates and found it to be an industry leader. Synchrony Bank CD rates are some of the best for people who don't have ...