Experts say the addition of cryptocurrency or private equity to 401(k) rosters could put investors in risky territory.

A 401(k) match allows an employee to receive “free” money from their employer for contributing to their retirement plan. The amount of the match can vary with the employer’s contribution being a full ...

What does this mean for older Americans’ 401(k)s? For Americans nearing retirement, Stovall said there is likely still plenty of time to make up for lost ground from the most recent dip ...

Roth 401(k)s are funded with after-tax dollars, which means you’ll pay zero taxes when you take the money out in retirement. A Roth is a better choice if you expect to be in a higher tax bracket ...

Many employers offer 401(k) matching contributions as part of their job benefits package. That means they agree to duplicate a portion of your contributions up to a set percentage of your salary.

That means people at those ages can save up to $34,750.Now for an ounce of reality: Most people do not max out their 401(k) savings, whatever their applicable contribution limit.Vanguard, in its ...

A 2025 401(k) Rule Change Means These Workers Can Now Save More Than Ever Before. ... Those who are expecting a raise in 2025 should consider deferring some or all of that extra cash to their 401(k).

What a Frozen 401(k) Means for You . If your 401(k) has been frozen by your company’s management, you will still retain all of the rights you had prior to the freeze.