I Have an Almost 800 Credit Score. Here's How I Did It
How much debt you carry impacts 30% of your credit score. Before we had our mortgage, the two biggest debts I carried were my student loans and my car loan. To grow my score, I created an aggressive plan to pay off my loans early. I did this by increasing my income and taking on multiple side hustles temporarily.
Here's What Happens When Your Credit Score Reaches 850
Having a perfect credit score sounds really cool, but it's not all it's cracked up to be. Find out what having an 850 score can get you.
Credit 101: How to Build a Strong Credit Score Young
Understanding the intricacies of credit scores in the U.S. is crucial for financial success. Learn how to differentiate between credit cards and student loans, and discover effective strategies to enhance your credit score early on.
Credit Score Cycle: How to build and maintain a strong credit history
To build good credit, pay bills on time, keep utilization low, and monitor reports. A strong credit score leads to better loan terms and opportunities in renting and employment. Understanding credit factors is vital for financial goals and reliability as a borrower.
What is the average credit score in the US?
Most generations increased their average FICO Score by a single point in 2024, although Generation X, currently carrying more debt than other generations, remained at its 2023 average score. (The Silent Generation, born prior to 1946, has been at a healthy average of 760 for four consecutive years.)
4 Traits of Americans With a Perfect 850 Credit Score
Do you want to be part of the exclusive group of people with a perfect credit score? Find out exactly what it takes.
Credit score: For how long does the negative information stay on your credit report?
Not many may be aware that the information relating to a default or a delay in clearing the outstanding payment may remain on your credit information for as long as seven years
Study shows a low credit score could mean dating difficulties
The dating world is difficult these days, thanks to social media, but it's not just about a picture and likes. Turns out, ...
Introducing TruVision: A new tool that uses your banking data to generate a credit score
The TruVision Alternative Bank Risk Score from TransUnion helps generate a credit score based on your banking history. Here’s ...
My credit score is stuck in the 600s. How do I rebuild my credit faster?
Sadly, it requires quite a bit of time for negative information to fall off your credit reports. For example, delinquencies ...
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What is a credit score and why does it matter?
An icon in the shape of a lightning bolt. Impact Link Your credit score plays a pivotal role in your financial life, affecting everything from applying for an apartment lease to buying a house or ...
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What is the best credit score to have?
A perfect FICO credit score is 850, but experts tell CNBC Select you don't need to hit that target to qualify for the best credit cards, loans or interest rates. "If you're at 760, or 780 ...
Taking Out a Personal Loan May Help You Improve Your Credit Score—But Should You?
Fact checked by Betsy Petrick If you're trying to boost your credit score, you may be willing to try anything, including ...
Credit score for business: 5 key strategies to boost your credit health
A robust business credit score is important for securing favorable financing terms and easy business loans. Whether a company ...