Explore how the prime rate influences consumer loans like mortgages, versus the repo rate's role in managing the money supply ...

South Africa is widely expected to see interest rate cuts in the near future, with South Africa benefiting from developments ...

A home loan EMI comprises of two parts – principal and interest. The principal amount of an EMI remains constant, but the interest is variable. Ever wonder why a change in the external benchmark say ...

Following the South African Reserve Bank’s (SARB) recent reduction of the repo rate by 25 basis points to 7%, many consumers are asking how interest rates practically impact car loans. Leading vehicle ...

Federal Reserve minutes from December reveal growing liquidity worries as bank reserves near the lower bound of ample levels ...

The Reserve Bank lends money to banks at the ‘repo rate’, the banks add 3.5% to create the ‘prime rate’ – which we hear when ...

South African banking customers have been paying a prime rate of the repo rate plus 3.5% since 2001. Is it time for a change?

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The brokerage expects monetary conditions to remain supportive of growth, with liquidity improving alongside policy easing, ...