“New beginnings are in order, and you are bound to feel some level of excitement as new chances come your way.” —Oscar Auliq-Ice, author 3. “Year ... day is a fresh start for you.

The start of a new year often feels like a blank slate—a time to reflect on the past and envision the future. This phenomenon, commonly referred to as the "fresh start effect," plays a ...

Prepare for 2025 with our end-of-year financial planning checklist! Budgeting tips, decluttering advice, and goal-setting strategies for a fresh start to the new year.