Since we aren’t planning on moving or selling vehicles, I don’t see our housing and transportation expenses changing. I still ...

Recent research reveals retirees withdraw just 2.1% of their savings annually—about half the amount experts recommend. Here's ...

Turning 65 used to mean a hard stop at work and a simple rule of thumb for tapping savings. Today, retirements stretch longer ...

Considering withdrawing from your retirement account to pay debt? Learn how this common mistake can impact your future and ...

The 4% rule is a common retirement withdrawal strategy. We'll discuss how it works, how it has changed, and its pros and cons ...

Every week, Allworth Financial's Steve Hruby, CFP®, and Bob Sponseller, ChFC®, answer your questions. If you, a friend, or someone in your family has a money issue or problem, feel free to send those ...

For this Redditor, a 4% safe withdrawal rate is part of their retirement planning. It’s helpful to remember that the 4% SWR is a recommendation and not the only option available. There is also ...

Planning for a sustainable income from retirement investments can be complex. I've identified 10 primary variables, or "linchpins," which must be considered to develop a complete withdrawal plan. Of ...

Are you feeling overwhelmed by Roth IRA vs Traditional IRA tradeoffs? Then add terms like Deductible, Non-Deductible, MAGI, RMDs, phaseouts—it can feel like you need a tax degree just to choose an ...