News

Got credit card debt? Want to pay it off? Oddly enough, another credit card might just be your best bet.  It’s ...
A low-interest credit card is a credit card that charges a low APR. For this list, U.S. News considers cards with an ongoing minimum APR of 17.99% or lower and a 0% APR offer of 14 months or more ...
Consolidation loans usually come with fixed interest rates, making it easier to plan your monthly budget. Unlike credit cards with variable rates that can increase without warning, a fixed-rate ...
Low interest credit cards can reduce the amount of interest you pay if you carry a balance. Even better than a low interest rate is a card with a 0% intro APR, although those offers only last for ...
If you carry a balance and can get a low interest rate, you might consider getting a fixed-rate card. But fixed-rate credit cards can be difficult to find and may come with other drawbacks.
The CARD Act made it difficult for card issuers to increase interest rates on a fixed-rate card. For example, issuers can't raise interest rates in the first year of a credit card's opening.
If you carry a credit card balance and can get a low interest rate, you might consider getting a fixed-rate card. But fixed-rate credit cards can be difficult to find and may come with drawbacks.
APR is the interest you're charged for borrowing against your limit, and some cards have lower interest rates than others. Select breaks down which credit cards have the best interest rates.
Unlike a low interest card, 0% APR credit cards offers an introductory period (usually 12 to 20 months) where you won't be charged any interest on new purchases or balance transfers.
NerdWallet's . Best Low Interest Credit Cards of April 2025 Chase Freedom Unlimited® : Best for All-around cash back Blue Cash Everyday® Card from American Express : Best for Grocery and gas rewards ...
If you are carrying credit card debt, low interest credit cards are a smart choice. Find the best low interest rate credit cards and select the best one for you.
If you carry a credit card balance and can get a low interest rate, you might consider getting a fixed-rate card. But fixed-rate credit cards can be difficult to find and may come with drawbacks.