Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

Federal Direct Loans are originated by the federal government and don’t come with credit criteria. Federal student loan rates for the 2025-2026 school year range from 6.39% to 8.94%. Consider maxing ...

Removal of the Grad PLUS Program, new federal loan cap limits and different payment plans are set to go into effect in July.

Graduate students may apply for Federal Direct Loans by submitting a FAFSA. Legacy borrowers may apply for Federal Direct PLUS Loans. Your financial aid award notification will include details about ...

The One Big Beautiful Bill Act (OBBBA) was enacted in July 2025. This legislation includes significant changes in federal student loan programs effective July 1, 2026. The University of Delaware ...

Taking classes in the fall? A new law will mean lower federal loan limits for some students and parents who help pay. Changes from the One Big Beautiful Bill Act take effect on July 1, 2026, and could ...

The cost of college — including tuition, housing, textbooks and other fees — adds up for families. However, students are often eligible for financial aid, including scholarships, grants, work-study or ...

Subsidized and unsubsidized federal student loans differ based on who pays interest while you’re in school, and come with different limits The federal Direct Loan program offers subsidized and ...