Dealer financing is where the car dealer helps you get a loan from a lender and then sells your contract to them. So, instead ...

Financing a car is a significant financial decision that can impact your budget for years. Unfortunately, many consumers make common mistakes that can lead to unnecessary costs and financial strain.

A perfect storm of increasing vehicle prices, long loan terms, high financing rates and large payments is hurting vehicle affordability. The average amount financed for an auto loan is increasing, ...

Review your credit report, know your credit score and, yes, freeze your credit before stepping on a car dealer's lot. Dealer-arranged financing is convenient but it will limit your options. Typically, ...

Over 20% of new car purchases in Q4 2025 were 84-month financing deals. Consumers are looking to lengthier auto loans to lower monthly car payments, but the combined interest costs drastically ...

Buying a car has become increasingly expensive: The average loan for a new car hit a record $781 in December 2025, according to Edmunds. Used car loan payments are up to $568 a month, a $14 increase ...

As new-car prices have soared to record highs, borrowers are taking out riskier loans to make monthly payments more affordable. The average transaction price of a new car surged past $50,000 for the ...

Sara is an experienced writer, editor, and project manager who specializes in personal finance, news, and lifestyle content. A journalist with more than two decades of experience, Sara has served as ...

For one Redditor, having a preapproval on a car loan is creating some concern about how to negotiate best. There is no reason for this Redditor to be nervous, the odds are actually in his favor. The ...