Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

A credit report dispute is a formal process that allows credit account holders to rectify mistakes and inaccuracies in their credit reports. Since lending institutions and banks depend heavily on ...

Credit reports show how you manage your credit accounts, including payment history and current balances. However, not all ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

You may not think much about your credit report on a daily basis, unless you are curious about your standing ahead of applying for a loan — or if something goes wrong, like a data breach or case of ...

Take a Financial Relief Quiz. Get matched with an Authorized Partner. When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give ...